COVID-19 Recovery & assistance


small business helpline

We are here to assist you with navigating the various resources to help your business survive and grow as you adapt to the new world of running a small business in the age of the COVID pandemic. 



Hours of Operation: M-F, 9 am – 5 pm


Melinda Gonzalez

funding opportunities

As small businesses continue the hard work of economic recovery in the wake of the COVID-19 pandemic, access to capital is paramount.  We have compiled a list of available loans and grants that you can help you and your small business on the road to recovery. The list below could help you or someone you know, so be sure to bookmark it, and share it with a fellow small business owner. 

Prosper West (Formerly Westside Development Corporation) Loans & Grants

Take it Outside! Patio Loan Program

Prosper West, formerly Westside Development Corporation, will administer low-interest loans of up to $25,000 to Westside food & beverage establishments for expenditures related to the build-out of outdoor dining spaces.  Examples of eligible expenses include outdoor furniture, barriers, fans, misters, and shade structures.

This loan is meant to provide opportunities for food & beverage establishments to expand their seating capacity and create an enjoyable outdoor dining experience in our beautiful Westside!

Applications will be accepted beginning on April 12, 2021 until May 28, 2021.

Federal Economic Relief Programs

Restaurant Revitalization Fund

Beginning Monday, May 3, the Restaurant Revitalization Fund (RRF) is accepting applications via the application portalThe application portal will remain open to any eligible establishment until all funds are exhausted.

All eligible restaurants will be able to submit applications as soon as the program opens, but for the first 21 days the SBA will prioritize reviewing applications from small businesses owned by women, veterans, and socially and economically disadvantaged individuals.

Review the sample application, program guide and cross-program eligibility chart on SBA COVID-19 relief options.

I just got an RRF grant – what do I need to know now?  The SBA has begun distributing grant awards to restaurant owners.  We have produced a “next steps” guide that walks you through everything you need to effectively – and legally – utilize your RRF grant to preserve your restaurant 

Paycheck Protection Program

Due to a large number of applications submitted and needing to be processed, our our community lending partners are no longer accepting applications. 


Life After Paycheck Protection Program Loan – How do I apply for Loan Forgiveness?

In order to apply for forgiveness, you must contact your original PPP lender who will review your loan forgiveness application and submit it to the SBA on your behalf. Regardless of who your lender is and depending on the amount you received, you will use one of the SBA forgiveness applications listed below.

Forgiveness Applications and Instructions:

Additional COVID Funding Options

The SBA has a free, curated list of thousands of funding sources at the national, state, regional and local levels designed to support small businesses in accessing capital to recover from COVID-19.

paycheck protection program

Due to an overflow of applications, the community lenders we are working with are no longer accepting applications. 

 What’s Nex

100% Loan Forgiveness

Only 1% Interest

Loans from $5,000 – $2 million

No Collateral Needed


SBA provides a number of loan resources for small businesses to utilize when operating their business. For more information on loans or how to connect with a lender, visit:

How to get access to lending partners?  SBA has developed Lender Match, a free online referral tool that connects small businesses with participating SBA-approved lenders within 48 hours.

  • 7(a) program:  offers loan amounts up to $5,000,000 and is an all-inclusive loan program deployed by lending partners for eligible small businesses within the U.S. States and its territories. The uses of proceeds include working capital; expansion/renovation; new construction; purchase of land or buildings; purchase of equipment, fixtures; lease-hold improvements; refinancing debt for compelling reasons; seasonal line of credit; inventory; or starting a business.
  • Express:  loan program provides loans up to $350,000 for no more than 7 years with an option to revolve. There is a turnaround time of 36 hours for approval or denial of a completed application. The uses of proceeds are the same as the standard 7(a) loan.
  • Community Advantage: loan pilot program allows mission-based lenders to assist small businesses in underserved markets with a maximum loan size of $250,000. The uses of proceeds are the same as the standard 7(a) loan.
  • 504: loan programs is designed to foster economic development and job creation and/or retention. The eligible use of proceeds is limited to the acquisition or eligible refinance of fixed assets.
  • Microloan: program involves making loans through nonprofit lending organizations to underserved markets. Authorized use of loan proceeds includes working capital, supplies, machinery & equipment, and fixtures (does not include real estate). The maximum loan amount is $50,000 with the average loan size of $14,000.






virtual learning

Visit our Calendar of Events to check out upcoming webinars and digital events hosted by WDC and local partners. These events range from social media training to learning about local and federal grant opportunities.

Small Business Administration (SBA) March Events

Important tax information 

Restaurants Can Qualify for Big Tax Credit

A new law signed in late December 2020 makes restaurants eligible for an employee retention tax credit, even if they received a PPP loan. Now, for any calendar quarter between March 13 and Dec. 31, 2020, a restaurant with 100 or fewer full-time employees may be able to access ERTC of up to $5,000 per employee.

And, for the first two quarters of 2021, Jan. 1–March 31, and April 1–June 30, restaurants with 500 or fewer full-time employees may be able to access ERTC of up to $7,000 per employee per quarter. Read how it works.


Coronavirus Tax Relief and Economic Impact Payments

IRS is offering tax help for taxpayers, businesses, tax-exempt organizations and others – including health plans – affected by coronavirus (COVID-19). Get the latest updates on Coronavirus Tax Relief.  


Guide to 2020 small business taxes and stimulus relief

Our small business tax pros can help you navigate the tax changes for small businesses affecting 2020 returns and understand what financial aid options might be available to you. Learn More

Other resources

Texas Restaurant Association

The Texas Restaurant Association is committed to providing our members with resources and opportunities to help manage elements within our control.

UPDATED COVID-19 Safe Operating Guidance

America’s SBDC

America’s SBDCs are working to help small businesses address the business challenges of the coronavirus disease 2019 (COVID-19) pandemic.

Google Resources

As communities throughout the world respond to COVID-19 (coronavirus), Google knows that this time presents unique challenges for businesses. Here are some tips and recommendations to help you navigate this for your employees and customers. 

To slow the spread of COVID-19, many employees, educators, and students are working remotely. Google has gathered some free tools and resources to keep you connected and productive. Visit  

Google Cloud announced many previously-paid features of Hangouts Meet will now be free for all G-suite and G-suite for Education customers through July. [Features such as hosting up to 250 people in a call together, ability to record meetings, and live streaming content for up to 100,000 people within the domain]. 


The National Restaurant Association Educational Foundation

The National Restaurant Association launched a new industry grassroots education and engagement resource available online at This new site is a one-stop hub of critical information for restaurants, employees, customers, and industry partners.

In addition to the latest resources on COVID-19 restaurant and employee recovery programs, offers a brand new, industry-first interactive map of each state, District of Columbia, and Puerto Rico. This map links to state-by-state information, tools and updates covering state laws, regulations regarding closures as well as, eventually, re-openings. The map includes the latest state and federal jobs, job loss, and economic data covering the restaurant and foodservice industry.


To set you and your employees in the right direction, start with these resources:

State of Texas

Information for COVID-19 Employers and Jobseekers

San Antonio Workforce Solutions Alamo

Information on COVID-19 for employers and job seekers in San Antonio and surrounding areas

Work in Texas

Employment links to more than 600,000 jobs in Texas

Texas Unemployment Questions Answered

U.S. Department of Labor

Career One Stop Unemployment Benefits Finder
Family and Medical Leave Act Questions and Answers


 Economic Injury Disaster Relief Loan (EIDL)


In response to COVID-19, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for the COVID-19 Economic Injury Disaster Loan (EIDL). This loan provides economic relief to small business and nonprofit organizations that are currently experiencing a temporary loss of revenue. 

The loan portion of the COVID-19 EIDL program continues to have funds available at very affordable and flexible terms, with an automatic deferment of one year before monthly payments begin.  View eligibility criteria, interest rates and more Every eligible small business and non-profit is encouraged to visit to get more information about applying for EIDL and other economic recovery programs.

COVID-19 Targeted EIDL Advance 

 The Targeted EIDL Advance provides businesses located in low-income communities with additional funds to ensure small business continuity, adaptation, and resiliency.

Advance funds of up to $10,000 will be available to applicants located in low-income communities who previously received an EIDL Advance for less than $10,000, or those who applied but received no funds due to lack of available program funding.

Applicants do not need to take any action at this time.

SBA will reach out to those who qualify.

SBA will first reach out to EIDL applications that already received a partial EIDL Advance (between $1,000 – $9,000). Applicants will be contacted directly by SBA via email in the coming weeks with instructions to determine eligibility and submit documentation. 

ALWAYS BEWARE!  Bad actors are using government logos in phishing emails in an attempt to steal account information.  All communications from SBA will be sent from an official government email with an ending. Please do respond to and do not send sensitive information via email to any address that does not end in

Learn More

Read FAQ’s

Response Letter After Inquiry about EIDL Advance